For Salaried Professionals

Turn your monthly income into future-ready wealth

If you are a salaried professional, your biggest asset is a predictable monthly income. We help you convert that income into structured SIPs, ELSS, NPS and protection plans aligned to your retirement, children’s goals and home aspirations.

SIP & ELSSRetirement & NPSTerm & Health Cover

Common challenges we see

• Multiple policies and SIPs started randomly without a clear goal map.
• Tax saving done only in March, often in sub-optimal products.
• No clear retirement corpus number or monthly SWP target.
• EMI, school fees and lifestyle expenses leaving little room for investing.
• Confusion between ELSS, NPS, PPF and regular equity SIPs.

How we typically help

• Clarify your top 3–4 goals: retirement age & income, children’s education, home purchase and key lifestyle milestones.
• Design a monthly SIP structure combining ELSS, diversified equity and NPS as appropriate.
• Align term and health insurance so that wealth creation sits on a strong protection base.
• Create a simple review rhythm (for example once or twice a year) so you always know if you are on track.

A simple journey for salaried professionals

Run a SIP calculation for your core goals (retirement, child education, home down payment).
Use the Goal Calculator to understand how much you really need and by when.
Request a Tax Assessment to optimise ELSS, NPS and other 80C choices instead of last-minute decisions.
Combine this with Risk Assessment so that your SIP mix matches your comfort with market ups and downs.

Calculators give you estimates. Final scheme selection, asset allocation and implementation are done one-to-one with our team after understanding your full situation.

Talk to an expert Start with financial assessment

Important Disclosures & Risk Information

• HRP Wealth currently acts as an AMFI registered mutual fund distributor (ARN-342284) and IRDA authorized insurance consultant. We do not act as a SEBI registered investment adviser (RIA) as of now.
• We may receive commissions and incentives from AMCs / insurers for the products you choose. We do not charge any additional planning fee unless explicitly agreed in writing.
• All information, illustrations, and calculator outputs on this website are for education and awareness only. They are not a recommendation to buy, sell, or switch any specific scheme.
• We do not provide intraday trading tips, guaranteed returns, or unofficial shortcuts. We never ask for your internet banking / OTP / login credentials.