Grow Your Hard-Earned Money Back Home – Hassle-Free NRI Mutual Fund Investments

Yes, you can invest through both NRE (Non-Resident External) and NRO (Non-Resident Ordinary) accounts. NRE accounts are suitable for funds you want to repatriate easily, while NRO accounts are for funds that may stay in India. We'll guide you on the best option based on your goals.

Yes, investments made through NRE accounts can be fully repatriated along with capital gains. For NRO accounts, principal and capital gains can be repatriated up to USD 1 million per financial year after applicable taxes. We provide complete guidance on repatriation procedures and compliance.

NRIs are taxed differently based on their country of residence and DTAA (Double Taxation Avoidance Agreement) with India. Generally, long-term capital gains (LTCG) from equity mutual funds are taxed at 20% with indexation benefit, while short-term gains are taxed at applicable rates. We provide free tax consultation to optimise your tax liability based on your country of residence.

Yes, you need either an NRE or NRO bank account to invest in Indian mutual funds. If you don't have one, we can guide you through the account opening process with our partner banks. Many banks offer online NRI account opening facilities.

Most equity and hybrid mutual funds have no lock-in period. You can redeem your investments anytime (subject to exit load if applicable, usually 1% for redemptions within 1 year). However, certain schemes like ELSS (tax-saving funds) have a 3-year lock-in, and retirement funds may have age-based restrictions. We'll explain all terms before you invest.

We offer 100% digital KYC through video verification. You can complete the entire process online from anywhere in the world. Our team will guide you through the video KYC process, which takes just 10-15 minutes. No courier or physical paperwork required.

Yes, most mutual funds allow investments starting from ₹500-1000 per month through SIP (Systematic Investment Plan). There's no maximum limit. You can start small and increase your investment as you become more comfortable with the process.

You'll need: (1) Passport copy, (2) Overseas address proof (utility bill, bank statement), (3) PAN card, (4) NRE/NRO bank account statement, (5) Foreign address proof. All documents can be uploaded digitally during the online onboarding process.

Once your NJ EWealth MF account is set up, you'll get access to a comprehensive online portal and mobile app where you can track all your investments in real-time. You'll also receive regular statements via email and SMS updates on all transactions.

You can modify, pause, or stop your SIP anytime through the online portal or by contacting your relationship manager. Increases can usually be done instantly, while decreases or pauses may take 1-2 business days to process. There's no penalty for modifying SIP amounts.