Child Education Planning
Do You Know - What Your Child Wants to Become?
Your child needs your help to become successful in life. Discover how systematic investing in Equity Mutual Funds through SIP can help you secure your child's dreams and make them financially independent.
Your Child's Dreams
Invest for Education
Start Early
Make Them Independent
Your Child Needs Your Help to Become Successful
It is every parent's dream to provide the best of everything for their child. A sound future undoubtedly is at the top of the list. However, it now costs more to educate a child than it once did to educate their father.
Think BIG for Your Little Ones!
Whether your child dreams of becoming a doctor, engineer, cricketer, journalist, architect, or any other profession, securing their future requires careful financial planning and disciplined investing.
Make Your Child Independent
Financial independence is one of the greatest gifts you can give your child. By starting to invest early and systematically, you can build a substantial corpus that will help your child pursue their dreams without financial constraints.
The Solution: Systematic Investment Plan (SIP) in Equity Mutual Funds
Systematic Investment Plan in Equity Mutual Funds (SIP) is a tool that allows you to invest in mutual funds through small, periodic installments. SIPs help you set aside a fixed amount every month for investments, thus contributing towards your financial needs and your child's future.
Advantages of Systematic Investment Plan
Discipline
Through an SIP, an investor pledges to invest a fixed amount of money on a monthly basis in a mutual fund scheme for a predetermined time period. This instills financial discipline and ensures consistent savings.
Easy
You have the convenience of direct debit of your SIP installments through Electronic Clearing Service (ECS) facility. Your SIP amount automatically gets debited from your bank account on the predetermined date every month.
Compounding
The power of compounding works wonders over time. Starting early and investing regularly allows your money to grow exponentially, helping you build a substantial corpus for your child's future.
The Power of Compounding
Did you know how the value of ₹100 has changed at the rate of 12% CAGR?
₹100
30 years ago
₹176
25 years ago
₹311
20 years ago
₹547
15 years ago
₹2,996
Now
Give maximum TIME to your investment to get the maximum benefit of the POWER OF COMPOUNDING.
Start Early + Invest Regularly = Build Wealth
Systematic investing has a compounding effect on your investments. In the long term, an investment as low as ₹5,000/- per month swells up into a huge corpus. The advantage of starting early is significant - even with a lower invested amount, you can build a large corpus.
Example: Mr. Early vs Mr. Late
Mr. Early
- • Start Age: 1 Month
- • Monthly SIP: ₹10,000
- • Duration: 20 years
- • Total Invested: ₹24 lakh
- Estimated Corpus: ₹99.16 lakh*
Mr. Late
- • Start Age: 10 years
- • Monthly SIP: ₹25,000
- • Duration: 10 years
- • Total Invested: ₹30 lakh
- Estimated Corpus: ₹57.89 lakh*
*Assuming investment in Equity Funds and an average return of 12.62% p.a. as per AMFI Best Practices Guidelines. The figures/projections are for illustrative purpose only. Past performance may or may not be sustained in future.
Invest Regularly - Rupee Cost Averaging
Every investor dreams of purchasing stocks at a low price and selling it at a higher price. But, how does one know whether any given time is the right time to buy or sell? Many retail investors try to judge the market movements and end up losing their money in the long term.
A More Successful Strategy: Rupee Cost Averaging
A more successful strategy is 'Rupee Cost Averaging' wherein you invest a fixed amount regularly. Thus you purchase more when the prices are low and purchase less when the prices are high. SIP investments take advantage of this strategy, giving you full advantage of market volatility in the long term.
Right Asset Class
Equity market has outperformed all other investment avenues. It is evident from historical data that in the long term, equity investments have helped outperform various other investment avenues and has also helped beat inflation by a huge margin.
Growth of ₹1 Lakh in Different Asset Classes (20 years)
Source: Historical data from March 2004 to March 2024. Past performance does not guarantee future returns.
Start Your Child's Financial Journey Today
Don't wait to secure your child's future. Start investing early through SIP in Equity Mutual Funds and give your child the gift of financial independence. Every day counts when it comes to building wealth for your child's dreams.
Disclaimer
The information contained herein does not constitute, and should not be construed as, investment advice or a recommendation to buy, sell, or otherwise transact in any security or investment product or an invitation, offer or solicitation to engage in any investment activity. It is strongly recommended that you seek professional investment advice before taking any investment decision.
Any investment decision that you take should be based on an assessment of your risks in consultation with your investment adviser. To the extent that any information is regarding the past performance of securities or investment products, please note such information is not a reliable indicator of future performance and should not be relied upon as a basis for an investment decision.
Past performance does not guarantee future performance and the value of investments and the income from them can fall as well as rise. No investment strategy is without risk and markets influence investment performance. Investment markets and conditions can change rapidly, and investors may not get back the amount originally invested and may lose all of their investment.
Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing.
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