Procedure to Open an Account

NJ E-Wealth Account is a comprehensive online platform which empowers you to have access to your entire wealth portfolio across Mutual Funds, Direct Equity, ETFs, IPOs, Bonds along with their current valuation, at a single place. You can buy, sell or switch investments simply through your computer or smart phone any time and from anywhere in the world. The transaction process is speedy, smooth and leaves no paper trail. ‘Now never miss an opportunity to build your wealth because you were too far’


  • Aadhaar based seamless account opening
  • No waiting , No multiple signatures
  • All types of MF transactions can be done through SMS/Email
  • Transaction can be done anytime & from anywhere 24X7
  • Mobile App available for MF transactions
  • Instant alerts & confirmation of Transaction on SMS/Email
  • Net Banking
  • RTGS / NEFT – All Banks
  • Auto Debit / ACH – All Banks
  • Cheques – All Banks
  • Debit Card – VISA only
  • Current Valuation & Transaction reports on desktop & Mobile APP
  • Profit & Loss report for tax calculation purposes
  • A simple Transmission process of wealth transfer to your nominee
  • Unique Inter AMC Switch/STP available only in E-Wealth A/C
  • MARS – An Innovative asset allocation based portfolio management service
  • SIP in Equity Shares
  • Single contact point for any query
  • Call 1800 102 0155


Open a Paperless E-Wealth Account in just an hour  : Submit/upload the soft copy of required documents & authorize the account opening with ESIGN using Aadhaar

Ready For Investment : Once the E-Wealth account is activated you will receive a Password on your registered Email Id, by using that you can start investing

Keep a track of your wealth : You can track all your wealth online anytime & from anywhere from your laptop or simply through a mobile application

Rebalancing your portfolio : In case you have subscribed to MARS, then you will be receiving suggestions for rebalancing your portfolio twice a year

Check You KYC (Know Your Customer)

As mentioned above, KYC is mandatory if you want to invest in mutual funds. SEBI & AMFI made this a rule this in 2012. You need to do it in only once (in the initial stage) to the intermediaries such as mutual fund companies, brokerages or distributors. 

KYC process is investor friendly and is uniform across various SEBI regulated intermediaries in the securities market such as Mutual Funds, Portfolio Managers, Depository Participants, Stock Brokers, Venture Capital Funds, Collective Investment Schemes and others. This way, a single KYC eliminates duplication of the KYC process across these intermediaries and makes investing more investor friendly. 


SEBI later announced a common Know Your Client process to add uniformity and consistency across SEBI-registered intermediaries. It became easy for these Portfolio Managers, Mutual Fund Companies, Venture Capital Funds and Stock Brokers among others to curb duplication of KYC documents. This makes it easier for investors to comply with it.

Existing investors and those who have submitted their applications can check the status on KYC compliance with their PAN number with any of the KYC Registration agencies.

Check Your KYC

KYC Registration agency



  • KRA KYC should already be done
  • Aadhaar card
  • Photograph
  • Bank proof
  • Account will be activated in just 1 hour


  • For clients whose KRA KYC is not done
  • KYC application
  • Photograph
  • Address proof
  • Bank proof
  • Account application will have to be physically signed and submitted to NJ branch


  • Being KYC Compliant is a must for E-Wealth account opening. Other documents required are:
  • To open a Paperless Account, we will need your Aadhar card copy for authorization through OTP or biometric option

The Securities and Exchange Board of India (SEBI) has made it mandatory for all investors to be KYC-registered (Know Your Client) Hence we necessarily require our customers to be KYC compliant

In case an investor is not KYC compliant, then he/she may apply for KYC registration along with E-Wealth account opening.
In such cases the documents required for KYC registration are:


Along with this we will need a BANK PROOF for registering your bank account with the E-Wealth account

As per SEBI guidelines, third party investment in mutual funds is prohibited, and in NJ E-Wealth account we can take investment only from the bank account registered with us in client’s name. To ensure this, we require a cancelled cheque leaf with name pre-printed on it. If name does not appear on the cheque leaf, then cancelled cheque leaf along with one of the following documents are required:

  • A self-attested copy of your bank statement along with original bank seal
  • A self-attested copy of your bank passbook

Yes , NJ E-Wealth account is flexible enough wherein you are allowed to register and transact from multiple bank account. However, registration of all bank account should be in advance

Yes, you can start investing as soon as the account gets activated & password will be sent to your registered email id. The investment can be done using NETBANKING,NEFT/RTGS options

Yes, Once the E-Wealth account is activated, all investments will be made available for future transactions such as redemption / switch, provided the mode of holding of existing investment and E-Wealth account is the same

Yes, Switching investment AMC to AMC is a reality with NJ E-Wealth account. This USP allows you to switch out from the scheme which is currently not performing & invest in a better scheme irrespective of the AMC

Investors have multiple options for making payments for purchase transactions. The possible modes of payment are Net Banking, NEFT and RTGS, Auto Debit & ACH. Even Cheques are accepted favouring NJ INDIA INVEST PVT. LTD. in case client does not wish to use online payment options

As mentioned earlier, NJ E-Wealth account is an online platform, and we provide you a comprehensive wealth report on Client Desk. However we will be sending the monthly statement on the registered email id

Yes ! An investor can have multiple E-Wealth accounts, but

  • Number of maximum investors will be 3
  • Client can activate E-Wealth accounts in different combinations of 3 holders
  • Mode of holding will be Single or Joint
  • However a holding pattern in an E-Wealth account cannot be used twice

Below are the list of entities eligible to open an E-Wealth account

  1. Resident Individuals
  2. Non Resident Individuals
  3. Public Limited
  4. Companies
  5. Pvt Limited Companies
  6. Co Operative Societies
  7. Registered / Unregistered
  8. Trusts
  9. Partnership Firms

The Annual maintenance charges are Rs.0.94 per day including service tax which will be collected at the anniversary of the account. There are no further charges apart from annual maintenance

Instaa cash is a facility through which you can invest in a liquid fund for better returns compared to a saving account and get the comfort of any time money even on holidays