Systematic Investment Plan (SIP)

Systematic Investment Plan (SIP) is a kind of investment scheme offered by mutual fund companies. Using SIP one can invest small amount periodically (weekly, monthly, quarterly) into a selected mutual fund. For retail investors, SIP offers a well disciplined and passive approach to investing, to create wealth in long term (using the power of compounding). Since, the amount is invested on regular intervals (usually on monthly basis), it also reduces the impact of market volatility.

 

This calculator helps you calculate the wealth gain and expected returns for your monthly SIP investment. You get a rough estimate on the maturity amount for any monthly SIP, based on a projected annual return rate.

Child Education Planner

As a responsible and caring parent, you want your child to get the very best start in life. To ensure that your child is ready for a successful life, education would play a very important role. 

We understand this critical goal in your life and bring to you this “Child Higher Education” planning tool to determine the investments that you need to make in order to fulfill the dreams of your loved ones.

Child Marriage Planner

As a responsible and caring parent, you want to see your child well-settled in life. Marriage is an very important event in your child’s life and you want to ensure that you are ready to give your blessings, gifts and your financial support on this occasion.

We understand this critical goal in your life and bring to you this “Marriage of Child” planning tool to determine the investments that you need to make in order to fulfill the dreams of your loved ones.

Quick Tools

Single Amount: Get the future value of a present investment or the present value of a future amount.

Fixed Annuity: Annuity is a series of cash-flows at fixed intervals of time, like say pensions. Get the future value or the present value of an annuity with a fixed amount that you would receive.

Growing Annuity: Growing annuity is an annuity that changes at a fixed rate during the entire period of cash flow. Get the future value or the present value of an annuity with a changing amount.

Irregular Cash Flow: There might be cases where you would have cash flows that are not fixed amount or at fixed intervals of time. Calculate the future & present values of such irregular cash flows.

Weighted Average Returns: For a portfolio of different asset classes, calculate the weighted average returns on the entire portfolio.

SIP Delay Cost Calculator

SIP Delay Cost Calculator :  Usually, we often tend to delay investing even in absence of any strong reasons. And we do happily thinking that how a few months would not matter much. But the reality is that even small delays can make huge impact in your wealth in long-term. The secret to being Wealthy is not always making big decisions but also making small decisions like not delaying your SIP / GAP & starting right now!

Buy a Car / Home Planner

Buy a Car / Home Planner :  We often desire to have our own home and a nice car for our entire family. Planning for these goals becomes very important especially early in our careers so that we can be free from any outstanding loan amounts by the time we retire. 

This tool can help you plan smartly for your purchase of any asset, be it home or car or any property in future.

Save Tax with ELSS

Save Tax with ELSS :  ELSS or Equity Linked Savings Scheme, a type of mutual fund scheme, is a very popular tax saving product eligible for deduction from u/s 80C of the IT Act. For FY 2018-19 you can claim deduction upto Rs. 1.5 Lakh of investments in ELSS though there is no upper limit in how much you can invest. Under section 80C, ELSS is the only product that offers equity exposure with potential for attractive long term returns and with the least lock-in period of only 3 years. Further more, there is no long term (>1 year) capital gains in all mutual fund equity schemes making ELSS more attractive. You can either make a lumpsum investment or do a monthly SIP or do both in an ELSS. 

This tool can help you know the amount of Tax savings that you can do by investing in ELSS.